Summit Speaker Bios

Bios are presented in alphabetical order by last name.

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The Following are Confirmed Speakers for the 2011 Global Microcredit Summit

Sir Fazle Hasan Abed, Founder & Chairperson, BRAC, Bangladesh
Sir Fazle Abed is founder & Chairperson of BRAC in Bangladesh. The 1971 Liberation War of Bangladesh had a profound effect on Abed, who at the time was a senior Corporate Executive at Shell Oil. When the war ended, Abed returned to newly independent Bangladesh and set up BRAC to provide immediate relief and rehabilitation. This work led him and BRAC to deal with the long-term task of improving living conditions of the rural poor. Abed has received numerous national and international awards for his achievements in leading BRAC including the David Rockefeller Bridging Leadership Award, the Inaugural Clinton Global Citizen Award, the Henry R. Kravis Prize in Leadership. He has also received several honorary degrees including Doctorate of Law from Columbia University and Doctorate of Humane Letters from Yale University, USA. In 2010, Abed was knighted by Queen Elizabeth II for his services in tackling poverty.
Jason Adkins, Executive Director, Minnesota Catholic Conference, USA

Jason Adkins is executive director of the Minnesota Catholic Conference, the public policy voice of the Catholic Church in Minnesota. Prior to his advocacy work, Jason was an attorney at the Institute for Justice, a public interest law firm. Jason has clerked for both state and federal appellate judges, and received his law degree from the University of Minnesota Law School, where he continues to serve as an adjunct professor.

Jason has also worked as a teacher and journalist. His writing has appeared in numerous publications, and he is a frequent guest on the radio. He holds undergraduate and graduate degrees from the University of St. Thomas (Minnesota), and resides in St. Paul, Minnesota with his wife and four children.

Dr. Aziz Akgül, Former Director, Diyarbakr, Turkey
Dr. Aziz Akgul is a full Professor of Management and Organizational Theory and a Former Member of Parlament in Turkey. He is also CEO of Turkish Foundation for Waste Reduction which mainly deals with waste reduction, and eradication of poverty. Dr. Akgul is a pioneer of the Turkish Grameen Microcredit Program in Turkey.
Vikram Akula, Founder and Chairperson, SKS Microfinance Limited, India

Vikram began working in rural India two decades ago. He started his development career in 1990 as a community organizer of women’s self-help groups for the Deccan Development Society, a non-profit working in rural Andhra Pradesh, India. He then joined the World Watch Institute in Washington DC as a researcher, where he wrote articles on poverty and development. As a Fulbright Scholar in India in 1994-95, Vikram led on a government-funded action-research project that provided micro-credit to poor farmers for food security.

After extensive research based on field work and graduate study, Vikram founded SKS Microfinance as a non-profit in late 1997. He led the organization until 2004, when he joined McKinsey & Company in Chicago as a management consultant. In 2005, he returned to SKS when it converted to a for-profit company and led it from serving just thousands of poor women borrowers in one state in India to millions across the country today.

He holds a B.A. in Philosophy and English from Tufts, an M.A. in International Relations from Yale, and a Ph.D. in Political Science from the University of Chicago. He is the author of the book A Fistful of Rice; My Unexpected Quest to End Poverty Through Profitability.

Vikram has received several awards for his work with SKS, including the Ernst & Young Entrepreneur of the Year in India (Business Transformation in 2010; Start-up in 2006), the World Economic Forum’s Young Global Leader award (2008), Social Entrepreneur of the Year in India (2006), and the Echoing Green Public Service Entrepreneur Fellowship (1998-2002). In 2006, Vikram was named by TIME Magazine as one of the world’s 100 most influential people and was also featured on the front page of Wall Street Journal.

Claire Alexandre, Senior Program Officer, The Bill and Melinda Gates Foundation, USA
Claire Alexandre is a policy expert in financial services, working in the program Financial Services for the Poor, at the Bill and Melinda Gates Foundation. Claire was based in Brussels for eight years, where she led Vodafone's contributions to new EU legislation (including on electronic money, anti-money laundering and payment services) and actively shaped and represented the views of the mobile industry in this area. More recently she has been in charge of financial services regulation and policy, in particular supporting M-PESA. She has hence been at the forefront of enabling the development of new mobile financial service schemes. Claire has an MBA from Warwick Business School, and a Diploma of Political Studies from the Institute d'Etudes Politiques de Strasbourg.
Mohammed S. Al-Lai, CEO, Al-Amal Microfinance Bank, Yemen
Mr. Al-Lai is of accounting background. He is holding Master in International Banking and Finance from Liverpool Johan Moors University U.K. Mr. Al-Lai brings valuable experience from the Yemeni Banking Sector. The positions held by Mr. Al-Lai includes working as the Deputy Governor for Banking supervision Sector to the Central Bank of Yemen, and Head of the SMED Unit at the Social Fund for Development. Mr. Al-Lai is currently the CEO founder of Al-Amal Microfinance Bank, the first of its kind in the region, in addition to being Chairman of the Yemen Microfinance.
Bob Annibale, Director of Microfinance, Citi Foundation, UK
Bob manages Citi's partnerships with global, national and local organizations to support community development programs focused on responsible finance through financial inclusion, education and asset building; neighborhood preservation and revitalization; access to college education; and small business and microenterprise development. Bob also leads Citi's commercial relationships with microfinance institutions, networks and investors working across businesses and geographies to expand access to financial services in underserved communities. Since joining Citi in 1982, Bob has held a number of senior treasury, risk and corporate positions in Athens, Bahrain, Kenya, London and New York. He has served on many external boards and councils, including the Board of Advisors for the United Nations Commission on Legal Empowerment of the Poor. He currently is a member of the Policy Committee of the Centre for the Study of African Economies at the University of Oxford. He represents Citi on the Boards of the Microfinance Information Exchange, the Center for Financial Services Innovation (CSFI), the Microfinance Network, the Citi Foundation and the Executive Committee of CGAP (World Bank).
Francisco Aperador, Engineer in Migrations Team, CÁRITAS ESPAÑOLA, Madrid, Spain
Francisco Aperador is an engineer at Cáritas Española, where he works as part of the Migrations Team in the Social Development Sector. He is responsible for project support and co-development initiatives for incorporated organizations.

He has experience in the coordination and execution of co-development projects with economic development and financial access components related to migration density, in the area of alliances and collaboration with social finance organizations. He has a special focus on transnational migrations in the Andin area.
He also has experience in participating in inter-institutional working groups on co-development and educational collaborations in the field of social relationship related to the area.
Nicola Armacost, Managing Director, ARC Finance, USA
Nicola Armacost is the Managing Director of Arc Finance; formed in the spring of 2008 to link the fields of finance, energy, water and sanitation. Niki has over 17 years experience in microfinance; from 1993 to 2008, she worked at Women’s World Banking, a global microfinance network. Niki is an advisor to a number of organizations including Distributed Capital (financial services, USA), Frontier Markets (distribution systems, USA), SIMPA Networks (payment systems, USA) Stima Systems (microleasing, USA). She also serves on the Board of Global Exchange (a human rights organization based in California) and is a Trustee of the Village of Hastings-on-Hudson in New York. Niki has a Bachelor’s degree in international relations (University of Toronto, Canada), an LLB (Queen's University, Canada) and an LLM (Osgoode Hall Law School, Canada).
Jaya Arunachalam, President, Working Women's Forum, India
Dr. Jaya Arunachalam, President, Working Women's Forum (India) a pioneer in social mobilization-strategy committed to transform over a million women in extreme poverty into powerful/confident leaders of many households, equal partners in community/neighbourhood in three southern states of India through microfinance and has received many national/international awards for distinguished services among poorest women.
Jeff Ashe, Director of Community Finance, Oxfam America, USA
Jeffrey Ashe is Director of Community Finance at Oxfam America where he and his team working through local NGOS have trained 20,000 women’s savings and lending groups with 450,000 members demonstrating the viability of this savings led approach to serving the rural poor. He is now spearheading an initiative to use these groups as platforms to build village economies. Previously he launched and directed Working Capital, an early effort to bring microfinance to the USA with operations in eight states and Russia. At Acción International he directed the first worldwide study of micro-credit and helped introduce the solidarity group methodology detected through the study throughout Latin America. He has designed and evaluated microfinance programs in 35 countries.
Dr. Nandini Azad, Board of Governors', Working Women's Reform, India
Dr. Nandini Azad is an internationally acclaimed expert on gender and microfinance: with a Phd (USA), M.Phil. She has around 32 years proven track record at senior levels with U.N/National Government / Civil Society / NGO positions. She has worked with ADB, IFAD, ILO apart from the Women/Youth/Planning/Finance Ministries in Govt of India (having prepared India's National Policy on Women). An elected member of the India Cooperative Network for Women, (9,00,000 women members) She is Chairperson of the Independent Commission for People's Rights and Development (linked to 900 NGOs and 70 MPs). P.M. Dr. Manmohan Singh has commended her for the Outcome Outlay Report in Govt. of India.

In remote areas of Jharkhand she has established micro-finance networks for poor, indigenous women (9000 tribal and poor women have benefited) and has developed a new model of combating gender based violence through male youth forums reaching nearly 1,000,000 stakeholders. (Karnataka/ Rajasthan).

Davy Serge Azakpame, CEO, Africa Microfinance Network (AFMIN), Canada

Davy Serge AZAKPAME, Chief Executive Officer of AFMIN, joined AFMIN in 2005. As CEO of AFMIN, he designed regional and country-specific programs which address the needs of networks members and the microfinance sector in Africa. He trained networks leaders in Performance Monitoring analysis and tools within Africa and organized some regional conferences and trainings on different topics (Innovations, Microenterprise, Social Performance Management, Rural Finance, Performance Monitoring, Network sustainability, Network Assessment…). He coordinates SPM regional project and Consumer Protection inititaves in Africa. He served as a consultant at UNDP, UNCDF, MIX, Women's World Banking, Frankfort School of Finance and Management, European Union and PlanetFinance. He is also a member of Global Microcredit Summit Committee, member of Social Performance Task Force. He held from Morocco a Master Degree in Agricultural Economics with a major in Rural Economics.
Bernd Balkenhol, Director, International Labour Organization, Switzerland
Bernd Balkenhol is Director of the Social Finance Program at the ILO (International Labor Organization). This department works on financial sector issues relevant for decent work. For several years he has been advisor to the central bank of West African States (BCEAO) on SME finance. He is lecturer at the Faculty of Economics of the University of Geneva. He also teaches regularly at the Université Libre de Bruxelles (ULB) and the Boulder Microfinance Training Program in Turin. His publications cover a range of issues related to access to finance. His latest book (“Microfinance and Public Policy”, Palgrave Macmillan) investigates the conditions for smart subsidies to microfinance institutions. He served on the Executive Committee of CGAP, is Founding President of the Swiss Microfinance Platform and on the Executive Committee of the World Micro Finance Forum Geneva. He holds a PhD from Freiburg University in Germany and a MA from the Fletcher School of Law and Diplomacy (Medford, Mass.).

Leslie Barcus, Director of Financial Education, Microfinance Opportunities, USA

Leslie Barcus has extensive program and management experience in microfinance, corporate banking and economic and non-profit development. Ms. Barcus most recently served as the founding President of the Microfinance Management Institute, a non-profit organization established by CGAP and the Open Society Institute to increase the accessibility of microfinance management education in the developing world. Under Ms. Barcus’ direction from 2003-2010, the MFMI membership grew to 60 academic and training institutions in 30 countries. Prior to establishing the MFMI, Ms. Barcus managed CGAP’s global training program entitled “Skills for Microfinance Managers” and from 1999-2001, led the lending activities of ACCION New York, a micro-credit affiliate of the ACCION USA Network. Ms. Barcus served as the Head of Credit Administration and Corporate Loan Underwriting for Citibank, Slovakia in the mid-1990s. Ms. Barcus is a former member of the board of the SEEP Network and currently serves on the board of three other organizations in the non-profit sector.
Wendy Bauman, President & CVO, Wisconsin Women’s Business Initiative Corporation, USA
Wendy K. Baumann serves as President/CVO of The Wisconsin Women's Business Initiative Corporation (WWBIC), a statewide economic development corporation. Baumann accepted this position in 1994 and has provided the leadership required to insure the achievement of WWBIC's mission and to uphold the philosophy of serving micro and small businesses owned by women, minorities and low-wealth (pre-rich) individuals in Wisconsin. With experience and interest in global microlending, Wendy has attended and presented at the Global Microcredit Summits and recent Regional Summit in Cartagena, Colombia. On an international basis, Baumann has provided consulting services to develop Women's Business Centers in Egypt and Oman as well as business education and microlending programs in Nigeria. On a domestic level Baumann has provided consulting services to many Women's Business Centers, Microlending and Business Incubation programs and initiatives. She received both Masters Degree and Baccalaureate from the University of Wisconsin-Milwaukee. She is an active traveler, jogger and cook - has four adult children and resides in Mequon, Wisconsin.
Crispin Bokea, Director, Policy & Grant Management, Alliance for Financial Inclusion, Thailand
Crispin Bokea, a Kenyan national, is currently the Director Policy Program and Grant Management at the alliance for Financial Inclusion, (AFI). Prior to joining AFI in June 2009, Crispin was an Assistant Director at the Research Department of the Central Bank of Kenya (CBK), where he headed the Financial Stability and Financial Access Division. He has also worked as the Head of Microfinance, Bank Supervision Department at CBK, where he was responsible for developing the policy and regulatory framework for the microfinance sector. Crispin also chaired and provided leadership to FinAccess Kenya, a private-public partnership promoting greater financial access. Prior to joining CBK in 2004, he was the head of Corporate Strategy and Research at Kenya Airways for four years. He has also served as the Research Manager for the Africa Region of the International Center for Economic Growth.
Carol Caruso, Managing Director, Triple Jump Advisory Services
Carol Caruso has over 18 years Business and IT consulting experience in US, Europe, Africa, and the Middle East in strategic planning and advising, product development, mobile banking project management and MIS. Including 10 years senior management and six years applying her knowledge to the microfinance sector. Carol is also an instructor at the Boulder Microfinance Institute where she delivers a course on 'Increasing access to finance with mobile banking.' Carol has considerable experience working with MFIs and a particular interest in the use of technology by MFIs to increase operational efficiencies and facilitate access to services for end-clients.
Fabiola Céspedes Quiroga, Coordinadora Técnica, Foro Latinoamericano y del Caribe de Finanzas Rurales
Fabiola Céspedes developed projects and programs for institutional strengthening, regulation, rural financial services and social initiatives, at the microfinancial level of networks and institutions. Currently, she is the technical coordinator for the Foro Latinoamericano y del Caribe de Finanzas Rurales (FOROLACFR), which oversees organizations that work in 15 different countries in order to develop sustainable and inclusive financial systems and services.

Céspedes is an industrial engineer with a specialization in project development and strategic planning.

Anne-Marie Chidzero, CEO, AfriCap Microfinance Investment Company, Mauritius
Ms. Chidzero has over twenty years experience in private sector development, specifically financial sector, microfinance and SME development throughout Africa. In 1993 she joined the Private Sector Development Department of the World Bank in Washington DC, and was part of the team in 1995 that launched the Consultative Group to Assist the Poorest (CGAP Advancing financial access for the world's poor), a multi-donor initiative. At the World Bank she led numerous microfinance and SME strategy assignments, and provided training and technical assistance to a range of donor, private, and government clients. She moved to Zimbabwe in 1997 and joined ICC, a Southern African management consulting firm. Between 1997-2004 she developed and ran the company's consulting and training services in microfinance, SME development, and general financial sector development for clients including the World Bank, DFID, UNDP, USAID, EU, and GTZ in Southern and Eastern Africa. She was also appointed Africa Regional Advisor for the Special Unit on Microfinance, SUM, of the United Nations, in 1998, a position she held for five years. She moved from Zimbabwe to South Africa in 2001 and consulted for FinMark Trust, whose mandate is making financial markets work for the poor, and the UK Department for International Development DFID on pro-poor financial sector development in Africa. In 2004 she joined the Board of AfriCap Microfinance Investment Company, an equity fund for microfinance in Africa. She took over as Chair in 2006 and oversaw its recapitalisation from a $13 million dollar fund to a $42 million investment company in 2007. She became the CEO of AfriCap in 2011. Ms. Chidzero is also the Chair of the Centre for Financial Regulation and Inclusion, Cenfri, based at University of Stellenbosch Business School. Cenfri is a non-profit think tank that does research, provides advice and capacity building on financial sector regulation and market-led solutions for building more inclusive financial sectors. She is also on the Investment Committee of the Africa Enterprise Challenge Fund.
Nazrul Islam Chowdhury, Advisor, Microcredit Pilot Project, Foundation ICO, Spain
Nazrul Chowdhury has extensive hands on experience in microcredit and non-profit development. He is the founder advisor of Foundation ICO Microcredit project, which is an innovation to fight against social and financial exclusions in Spain. He designed and implementing this project in collaboration with CajaSol and Caja de Navarra in order to serve vulnerable excluded poor in the south and north of Spain. Prior to this, Mr. Nazrul worked more than 15 years with Grameen Bank Bangladesh. During his time with Grameen he worked in different levels of Grameen Bank and directly related with operations. From 1999 to 2005 Mr. Nazrul worked at the “training and international program” of Grameen bank in order to organize training for national and international practitioners. During this time he also worked in more than 15 countries around the world as short time Microcredit consultant for evaluating the program, organizing training, workshops, etc. Mr. Nazrul Chowdhury did his masters in Economics from Chittagong University, Bangladesh where Nobel Peace Laureate Prof. Muhammad Yunus was teaching Economics and which is the birth place of Microcredit. He also has completed his MBA from Dhaka, Bangladesh and two years Diploma in Management from CEDEP, INSEAD University, Paris.

Monique Cohen, President & Founder, Microfinance Opportunities, USA

Monique Cohen, Ph.D., is the Founder and President of Microfinance Opportunities. A leading international authority on the use of financial services by poor people, Dr. Cohen spearheads the groundbreaking “Global Financial Education Program” and developed the Listening to Clients” series, a visual and interactive market research for microfinance training toolkit. While previously with USAID, she led the “Assessing the Impact of Microenterprise Services” (AIMS) project, and she is currently co-directing an initiative on microfinance impact assessment supported by the Gates Foundation. She has published extensively on microfinance, microinsurance, and the informal sector. She is currently on the board of the Microfinance Center in Poland.
Hugo Couderé, Managing Director, Alterfin, Belgium
Hugo Couderé holds a Ph. D. in Applied Economics and has been working in rural development since 1980. He specialised in the field of rural finance and since 1992 in microfinance. He is sitting in the board of two microfinance institutions. As Managing Director of Alterfin, he is co-managing investments in agricultural value chain organisations and microfinance institutions.
Alex Counts, President & CEO, Grameen Foundation, USA

Alex Counts is president, CEO and founder of Grameen Foundation, a nonprofit organization focused on enabling the poor to escape poverty by providing access to small loans, information and business opportunities. Counts founded Grameen Foundation in 1997, after having worked in microfinance and poverty reduction for 10 years and spending six years as a Fulbright scholar in Bangladesh, where he learned about innovative poverty solutions from Dr. Muhammad Yunus, the founder and managing director of Grameen Bank, and co-recipient of the 2006 Nobel Peace Prize.

Counts has propelled Grameen Foundation’s philosophy through his writings, including Small Loans, Big Dreams: How Nobel Prize Winner Muhammad Yunus and Microfinance Are Changing the World. Counts has also been published in The Washington Post, the International Herald Tribune, the Stanford Social Innovation Review, The Miami Herald, The Christian Science Monitor and elsewhere. In 2007 he received the Distinguished Alumni Award from Horace Mann School.

Brian Cox, President, MFX Solutions, USA
Brian is President of MFX Solutions (MFX), a facility providing currency risk education and hedging services to the microfinance industry. Prior to starting MFX, he spent 10 years in the international division of the U.S. Treasury Department where he ran the Europe and Eurasia office and oversaw a $70 million U.S. government-backed microfinance fund. From 2000-2002, he was the Financial Attaché at the U.S. Embassy in Moscow. Prior to joining Treasury in 1996, Mr. Cox worked as an analyst at a venture capital firm in Silicon Valley. Mr. Cox has a B.A. and MBA, both from Stanford University.
Mr. Aiuba Cuereneia, Minister of Planning and Development, Mozambique
Mr. Aiuba Cuereneia is the current Minister of Planning and Development in Mozambique since 2005. In addition, Mr Cuereneia is also the Governor of Mozambique at the World Bank, African Development Bank, and the International Fund for Agricultural Development. Previously, he has worked at the Ministry of State Administration since 1991, in where became a Vice- Minister from 2000 to 2004.

Mr Cuereneia is an economist. In 1992, he completed Honours Degree in Economics and Management from the University Eduardo Mondlane in Maputo. Prior, he also concluded a Technical School in Labour Economics at Alberto Cassimo School in 1987. Son of Cuereneia Matano and Safe Muantepa, Mr Aiuba was born on January 25, 1961, in Mossuril, a district in the Mozambican Northern Province of Nampula. He is married and father of five children. He speaks Emakhuwa, Portuguese, Spanish and English.

From 1991 to 1998, Mr Cuereneia was the National Coordinator of the FAP, PALOP, Cape Verde. During 1997 to 2000, he was a member of the Technical Administration of the CPLP with a leading role the Progress of Education in 1998 and 1999. He also coordinated and led the human resources management system of Mozambique State, and coordinated the project "Capacity Building", financed by SIFAP/SIDA. He also facilitated and chaired several workshops for Provincial Governors around all provinces of the country, and it has represented the country and the Ministry of State Administration in several international conferences.

Mr. Cuereneia’s main publications are:
• Mozambican Public Administration needs of its reform for the MDP / World Bank;
• Management of human resources, a challenge to the administrative reform, published in paragraph 3 of the magazine "CINCO" of the Five PALOP Administration;
• Human Resource Management in Public Administration in Mozambique: Changes and Prospects, published in "CINCO";
• Decentralized cooperation, the case of Mozambique, for MDP / World Bank;
• Public Sector Reform / Quality of Public Service;

Susan Davis, President & CEO, BRAC USA, USA
Susan Davis is President & CEO of BRAC USA, a venture she helped create to support BRAC’s global expansion. She was elected as a member of the BRAC Governing Body, serves on the board of BRAC International and Chairs the boards of BRAC Liberia and Sierra Leone microfinance companies. She is a founding board member of the Grameen Foundation and a former Chair with extensive microcredit experience from working with the Ford Foundation in Bangladesh and Women's World Banking. She is a co-author of Social Entrepreneurship: What Everyone Needs to Know and is a senior advisor to New York University’s Reynolds Program for Social Entrepreneurship. Susan was educated at Georgetown, Harvard and Oxford universities.
Chris DeNoose, Managing Director, World Savings Bank Institute, Belgium
Chris De Noose began his professional career in a Belgian savings bank in 1974 as Adviser to the Chairman. From 1980 till 1994, he was Chief Executive Officer of the Belgian Savings Banks Group. In 1994, he took up the post of Managing Director of ESBG and WSBI, which he has held up to now. He is Member of the Board of TEVEA International, a company providing international assistance and consultancy to SMEs, a joint subsidiary of the Belgian, French, German, Italian, and Spanish savings banks. In June 2003 he became Board Member of Eufiserv - a joint venture owned and controlled by the members of ESBG and ESBG. Mr. DE NOOSE is also a Member of the European Banking Industry Committee (EBIC), a Board Member of the European Committee for Banking Standards, Member of the European Payments Council (Plenary, Coordination Committee and Nominating and Governance Committee) and Member of the European Financial Reporting Advisory Group EFRAG (Supervisory Board and Budget Board). Furthermore, Mr. DE NOOSE is also a Member of the Kuratorium of the Foundation for International Co-operation of the German Savings Banks. Mr. De Noose is married and has three children. Among his hobbies he lists cycling, classical music and historical literature.
Henri Dommel, Director of Inclusive Finance Unit, UNCDF, France
Henri Dommel is the Director of Inclusive Finance Unit of UNCDF. Prior to joining UNCDF, Mr. Dommel spent 6 years (2001-2007) at Rural Finance, IFAD as Senior Technical Advisor. Before the UN, Henri Dommel worked at Banque Paribas in New Delhi as well as in Paris. Mr. Dommel holds a masters degree in International Affairs from the School of Advanced International Studies at Johns Hopkins University, and a degree from the "Institut d'Études Politiques" of Paris, France.
Rod Dubitsky, Executive Vice President, PIMCO Advisory Group, USA
Rod Dubitsky is an executive vice president in the Newport Beach office and global structured finance specialist in PIMCO's Advisory group. He holds an MBA from the Fuqua School of Business at Duke University and an undergraduate degree from the State University of New York, Binghamton. Previously, he was managing director and head of asset-backed securities research at Credit Suisse. He was ranked as a leading analyst in asset-backed securities by Institutional Investor magazine in 2002-2008. Rod has been a volunteer with BRAC since 2007 and has been a member of the BRAC USA Advisory Council since 2008. He has visited BRAC operations in Liberia, Uganda and Bangladesh.
Annie Duflo, Vice President, Research Director, Innovations for Poverty Action, USA
Annie Duflo is a Vice President and the Research Director at Innovations for Poverty Action, an organization that uses rigorous evaluation methods to understand what works and what does not in the field of development. Prior to this, Annie was the Executive Director of the Centre for Micro Finance (CMF) in India, and worked with Seva Mandir and Pratham, two Indian NGOs. She holds a Master's in Public Administration/International Development from the Harvard Kennedy School of Government.
Chris Dunford, President, Freedom From Hunger, USA
Christopher Dunford, President, Freedom from hunger, has a Ph.D. in ecology (University of Arizona, Tucson) and has worked worldwide with the UN Environment Program in Nairobi, Kenya, USAID in Tanzania and other African Countries, the University of Arizona's Office of Arid Lands Studies, and since 1984 with Freedom from Hunger designing rural development services and impact research focused on the supporting self-help of the chronically hungry poor throughout the developing world.
David Edelstein, Vice President -- Technology Programs, Grameen Foundation, USA

David Edelstein is the Director of the Grameen Technology Center (GTC) and the Vice President of Technology Programs at Grameen Foundation. He guides the foundation's efforts to create innovative and sustainable approaches for using technology to benefit the world's poor. The GTC develops tools and services that leverage technology to put information and capital into the hands of the poor and those serving their needs. This includes an open source software platform (Mifos) which extends the scale and impact of microfinance institutions. The GTC also has extensive experience working with mobile phones, delivering services that put vital information on health, agriculture and other topics directly to people with access to basic mobile phones. Grameen Foundation's Application Laboratory was recently awarded the Global Mobile Award for the “Best Use of Mobile for Social and Economic Development”. Prior to joining the Grameen Foundation, David worked at Microsoft designing business models to provide affordable technology products for people in emerging markets. David also worked in Brazil for a number of years, with the consulting firm McKinsey & Company, where he developed business strategies tailored to the needs of consumers and businesses in developing countries. Previously, David conducted economic analyses and evaluated public policy with the White House Council of Economic Advisers and with Resources For the Future.


Dave Ellis, President, the Brande Foundation, USA

Dave Ellis is president of The Brande Foundation and operates The Coaching Project. He has trained hundreds of coaches who have a proven track record in effective results-oriented coaching. Ellis is also the author of seven books including the best selling college textbook in the United States. The coaches he has trained have provided executive and leadership coaching and staff development workshops to many world-renowned organizations. Leaders they have coached include Sam Daley-Harris, founder of RESULTS and the Microcredit Summit Campaign; Anne Goddard, President of Child Fund International; Alex Counts, President of Grameen Foundation; Maria Otero, Under Secretary of State for Global Affairs and former President of ACCION International; and Sam Worthington, CEO of InterAction.
Elvira Espejo, Investment Associate, BlueOrchard Investments SARL, Switzerland

Elvira joined Blue Orchard Investments in October 2010. Prior to that, Elvira worked at Goldman Sachs where she invested for their Principal Strategies Group (GSPS), a proprietary multi-strategy investment fund with a focus on equity investments. At GSPS she was responsible for valuing European large-cap enterprises in order to implement equity long short, relative value or event driven strategies. Prior to Goldman Sachs, Elvira worked at Credit Suisse HOLT where she learned and implemented their unique performance measurements and valuation frameworks including CFROI®. She also worked for the Mergers and Acquisitions department of Deloitte Corporate Finance and for a Fund of Hedge Funds, Altex Partners. Elvira holds bachelor degrees in International Business with a concentration in Finance and Insurance from the University of Pontificia Comillas (ICADE) and Northeastern University. She also holds a Diploma on violin soloist studies from the Professional Conservatory of Music GNESIN. She is fluent in Spanish, English, French and Russian.

Connie E. Evans, President and CEO, Association for Enterprise Opportunity, United States
Connie E. Evans, President and CEO of the Association for Enterprise Opportunity is an international visionary leader, strategist, activist and social entrepreneur with over 25 years experience in 43 countries. She has pioneered several organizations including the award-winning Women's Self-Employment Project (the first adaptation of the Grameen Bank model to a U.S. urban setting).

A master-level psychologist, her entire career has been directed toward improving the health and life options for disadvantaged women and their families.

She served on the Board of the Federal Reserve Bank of Chicago; was appointed to the Department of Treasury CDFI Advisory Board by President Clinton; and as a Delegate to the United Nations 54th Session, Commission on the Status of Women by President Obama.

Jason Fairbourne, CEO, Fairbourne Consulting, USA

Jason Fairbourne is the CEO and founder of the Fairbourne Consulting Group. A consulting firm that specializes in analyzing market gaps and designing business models to address those gaps by meeting consumer needs and wants. The firm consults a wide range of organizations including, NGO, private sector, multilateral, and governmental organizations. Jason is a former faculty at the BYU Marriott School of Management and the previous Director of Business Solutions for Development, and founder of the microfranchise Development Initiative at the University. Jason is the author of MicroFranchising: Creating Wealth at the Bottom of the Pyramid and he has written several pieces on microfranchising, with the most recent article in the Stanford Social Innovation Review, summer 2010.

Katrin Fakiri, Managing Director, Microfinance Investment Support Facility Afghanistan (MISFA)

Ms. Katrin Fakiri has been the Managing Director of Microfinance Investment Support Facility for Afghanistan (MISFA) since 2008, the apex organization which oversees the growth and development of microfinance in Afghanistan. Prior to that she served as the founder and Managing Director of PARWAZ Microfinance Institution, a grassroots MFI focused on women’s empowerment in Afghanistan. She has been involved in the microfinance sector in Afghanistan for the past 8 years. Ms. Katrin Fakiri has completed her Bachelor's degree in English Literature at San Jose State University, California.


Katleen Felix, Consultant Project Director and Diaspora Liaison, Fonkoze Financial Services, Canada

Katleen Felix is a Consultant Project Director and Diaspora Liaison for Fonkoze. She works primarily on two projects for Fonkoze: Zafen ( and Fonkoze Prepaid Card. She has a special interest in migration and development and works closely with Haitian Hometown Associations around the world to improve projects in rural areas.

Pamela Flaherty, President, Citi Foundation, USA

Pam leads the Citi Foundation, whose mission is the financial inclusion of individuals and families in the communities we serve in 89 countries. Through a "more-than-philanthropy" approach- a combination of financial support, employee engagement, and innovative grant structuring, the Foundation has been able to significantly enhance the value of the support provided to nonprofit partners and increase the long-term impact of its investments.

Laura Foose, Partner, Alternative Credit Technologies, USA

Ms. Foose has fifteen years of experience in policy design and advocacy promoting private sector development and poverty alleviation in developing and transitional countries. Ms. Foose has experience formulating microfinance policies for the international donor community. She has also designed microfinance projects and conducted evaluations of MFIs. As Secretariat of the Microenterprise Coalition for five years, Ms. Foose represented microenterprise practitioner and advocacy organizations to donor agencies, the US Administration, and members of Congress. For 6 years, Ms. Foose was a working group facilitator for the SEEP Network, the MF industry association, and worked extensively in the areas of poverty assessment/outreach. She currently facilitates the international Social Performance Task Force, a group of over 350 donors, practitioners, social investors, and raters advancing social performance assessment and management. Ms. Foose is a professor of microfinance at Johns Hopkins University and Georgetown University. She is a co-founder Woman Advancing Microfinance, and is on the board of the Alliance of Students Against Poverty (ASAP), a public awareness campaign aimed to address extreme poverty by mobilizing the idealism and talents of students.


Ana-Maria Fuertes, University Professor, Universitat Jaume I (UJI), Economics Department, Spain

Ana-Maria Fuertes is a University Professor at the Economics department of the University Jaume I (UJI). She recently published several books, among which “Los microcréditos como instrumento de erradicación de la pobreza” (2008) “Exclusión financiera y microcréditos: El Grammen Bank como modelo de integración social” (2008), “Microcréditos y reducción de la pobreza. Un reconocimiento a Muhammad Yunus desde la Cooperación Universitaria al Desarrollo” (2010). She served as the Dean of the UJI Faculty of Legal and Economic Sciences from 1996 to 2001, and as Vice-chancellor for International Cooperation and Solidarity at UJI between 2001 -2006. She is also Director of the Inter-university Institute for Local Development and Director of the PhD Program in Development Cooperation.

Dr. Steven Funk, Founder and Executive Chairman, Grand Marais Investments Ltd., USA

Dr. Steven Funk is a dedicated philanthropist and father after 30 years working as an entrepreneur in a private equity universe. He is the founder and current or former controlling shareholder of Aspen Properties Ltd., Imperial Parking Ltd., Imperial Parking (Hong Kong) Ltd., Canadian Maple Leaf Financial Corporation, and the Canadian Maple Leaf Fund Management group. He also owns and oversees a 100,000 acre environment rainforest asset in Central America. Today, Dr. Funk manages his private investment group, Funk Partners through Funk Holdings Ltd. Dr. Funk was an anatomy professor, has a master’s and doctoral degree, and pursued a career in oral surgery when he took a one year sabbatical that became “the rest is history.” He has built 5 operating interests in 3 different countries to leadership status. His philanthropic endeavors emphasize women’s empowerment and microfinance initiatives, and are currently focused on East Africa. Dr. Funk is the founder of the recently acclaimed initiative, a founding director of Unitus, founding financial associate of Unitus Capital, Chair of the Advisory Board of the Microcredit Summit, and through Race4Change, a supporter of Kiva, Women’s World Banking, and Jamii Bora. Steven is an explorer and adventurer, a racing driver, a pilot, water and snow skier, and loves to read - all seriously relegated to making his short race through life be a Race4Change, and a positive impact for the world we all inherited.


Rob Gailey, Dir., Center for International Development, Assoc. Prof, School of Business, Point Loma Nazarene University, USA

Robert Gailey, Ph.D., directs the Center for International Development (CID) and serves as associate professor of business at Point Loma Nazarene University (PLNU) in San Diego, CA. Rob has lived and worked in Africa and served two years as research director for the Microcredit Summit Campaign in Washington D.C. He served six years as director of Microfinance Consulting Services for World Relief. Rob serves on the organizing committee for the San Diego Microfinance Alliance and directs the sub-committee for Academic/Research interests. He also serves as the faculty advisor to PLNU's Microfinance Club. Rob is married and has two children.

Carlos Balado García, Director de Obra Social y Relaciones Institucionales, CECA, España
Es licenciado en Ciencias Políticas y Sociología (sociología industrial) y en Ciencias de la Información (periodismo) por la Universidad Complutense de Madrid

Director de la División de Obra Social, Comunicación y Marketing Corporativo de la Confederación Española de Cajas de Ahorros. Como responsable de esta División es miembro del Comité de Dirección de la CECA; Secretario de la Comisión de Jefes de Obra Social; Vicepresidente del Comité Nacional de Montes de Piedad; Vocal del Comité Ejecutivo de la Asociación Internacional de Crédito Prendario y Social; Miembro del Consejo de Redacción de “Panorama Social”, editada por la FUNCAS; Director de la revista Ahorro; Secretario de la Comisión Estatal de Directores de Comunicación; Secretario de la Comisión de Marketing; y Secretario de la Comisión de los servicios de Atención al Cliente.


Antonio Garrigues, Chairman, Garrigues Abogados y Asesores Tributarios, Spain

Antonio Garrigues is Chairman of Garrigues Abogados. He is also Chairman of Ambers&Co Capital Microfinanzas, the first Spanish company promoting impact investments through microfinance. Dr. Garrigues is one of Spain's most relevant names in corporate responsibility and socially responsible investments. Among other responsibilities, Dr. Garrigues is Honorary President of the Spanish Committee of the UNHCR, Member of the Spanish group of The Trilateral Commission, Honorary Trustee of the Spain-USA Foundation and Founder of the Spanish Chapter of Transparency International. Dr. Garrigues is Doctor Honoris Causa by five leading universities and holds numerous decorations.

David Gibbons, Chairman, CASHPOR India, India

Born in Canada in 1940, David Gibbons is now a Malaysian Citizen who got his PhD from Princeton in 1968, and taught subsequently at Universiti Sains in Penang, under whose auspices he founded Amanah Ikhtiar Malaysia, the first successful international adaptation of the Grameen Bank of Bangladesh. In 1996, Prof Gibbons founded CASHPOR Micro Credit, a not-for-profit MFI in India, that now provides financial services to nearly 500,000 below-the-poverty-line women in eastern UP & Bihar who together have about US$60 million in their hands in the form of small loans to generate additional income for their households. Portfolio quality is excellent, with less tan 0.4% of it having arrears of more than 4 weeks.


Nate Goldberg, Policy Director, Innovations for Poverty Action, USA

Nathanael Goldberg is Policy Director at Innovations for Poverty Action (IPA), a non-profit organization dedicated to creating, evaluating, and replicating innovative solutions to development problems. He leads IPA's efforts to disseminate research findings and direct resources to proven development interventions. Nathanael also manages evaluations related to financial inclusion, including Targeting the Ultra Poor/Microfinance Graduation” pilots designed to enable the poorest households to participate in entrepreneurship. Previously he served as chief of staff of the Microcredit Summit Campaign where he supervised industry-wide data collection and led the organization of major industry conferences including the 2002 Microcredit Summit +5 in New York. Nathanael has a Master in Public Affairs from Princeton University's Woodrow Wilson School, where he teaches a course on microfinance.


Adrian Gonzalez, Lead Researcher, Microfinance Information Exchange, (MIX), USA

Adrian Gonzalez is Lead Researcher at Microfinance Information Exchange (MIX). He joined MIX in 2004, performing global analysis of microfinance institutions’ data collected primarily by MIX and other leading organizations. His research focuses on topics such as risk and portfolio quality, efficiency, depth of outreach, sustainability and interest rates. Prior to joining MIX, he was a researcher at The Rural Finance Program from Ohio State University (OSU), where he worked on microfinance, poverty reduction, and development issues in Latin America. Adrian Gonzalez has a Ph.D. in Finance and Development from the Development Economics Program at Ohio State University. He also received an M.A. in Economics from OSU. He speaks Spanish.

Micol Guarneri, Social Rating Director, MicroFinanza Rating, Italy

Graduated in Economics (Master’s degree equivalent with major in international economics and development) at Bocconi University, Milan, Mrs. Guarneri has been working in the microfinance sector since 2000 and has extensive experience in assessment & rating services, training and technical assistance provided to MFIs.

Starting from October 2011, Mrs Guarneri is the director of SPM (Social Performance Management) TA services in Microfinanza Srl, a company specialized in the provision of consultancy services. She is in charge of the area dedicated to Social Performance and Client protection Technical Assistance services.

From January 2006 to August 2011 she was the director of the Social Rating Department of MFR, in charge of the marketing strategy and coordination of the social rating activities. In this capacity, she participated in the sector’s efforts (SPTF) for the standardisation of social indicators and she successfully developed the social rating methodology for MFR.

Mrs Guarneri conducted evaluations and rating exercises of numerous MFIs in different continents and has extensive experience in delivering training on social performance assessment and management. Before joining MicroFinanza Srl, Mrs Guarneri worked with several Italian NGOs providing technical assistance services to microfinance projects, mainly in Africa and Eastern Europe.

José Moise Martín Guerrero, Department Head of Multilateral Cooperation, Spanish Agency for International Development Cooperation, Spain

Economist, head of department of multilateral co-operation. Former director con ACSUR-Las Segovias. Postgraduate studies in finance, international economics and public management.


Begoña Gutiérrez-Nieto, Associate professor, Universidad de Zaragoza, Spain

Begoña Gutiérrez-Nieto is an Asociate Professor in Finance at the Universidad de Zarargoza (Spain). She is also an Associate Researcher in the Centre for European Research in Microfinance (CERMI) at the Université Libre de Bruxelles (Belgium). Her PhD on microfinance in Spain received the “Outstanding PhD Thesis Award”, “ESIC-CAI Research Award 2004” and the “La Caixa Research Award on Social Sciences 2004”. She also received the “First Prize Quality Research on Human Development 2008” by the University Chancellors from Madrid for her research on microfinance institutions efficiency. She has authored several research articles and books on microfinance. She is the editor in-chief of the Iberoamerican Journal of Development Studies.


Michael Hamp, Senior Rural Finance Adviser, International Fund for Agricultural Development, Italy

IFAD Senior Rural Finance Advisor and Head of the Financial Assets, Markets and Enterprise Development Unit of the Programme Management Department of IFAD. Michael holds a Ph.D. in Sociology of Economics and a Master Degree in Agricultural Engineering both from the Faculty of Agriculture of the University of Bonn, Germany. He became staff member of the International Fund for Agricultural Development (IFAD) in Rome on 1 November 2007. The group managed by him includes two specialized sub-teams: the multi-donor funded Financing Facility for Remittances (FFR) and the WFP-IFAD Weather Risk Management Facility. Prior to IFAD, Michael Hamp has been working with the German Technical Cooperation, GTZ. He was assigned as Principal Advisor to the Ministry of Trade and Industry for the Small and Medium Enterprise Promotion Project (1999 - 2003) in Namibia, before he joined the bilateral technical assistance programme for the Promotion of Small Financial Institution (ProFI) in Indonesia as Programme Coordinator and Principal Advisor until October 2007.

Md. Enamul Haque, Chief Operating Officer & Executive Vice-President, ASA/ASA International, Bangladesh

Md. Enamul Haque has stated his carrier as development philanthropist and activist since 1978 in PROSHIKA(Human Development Center) one of the national leading NGO’s in Bangladesh. After gained 09 years of experiences he left PROSHIKA and joined in ASA , one of the best, sustainable and largest MFI in Bangladesh ( in June, 1987. He is working as Chief Operating Officer (COO) for ASA –International ( Since October- 2008.

ASA has successfully extended its outreach in Bangladesh through 3,222 branches and 23000 staffs, covering more than 4.50 million poor borrowers and 5.51 million savers with $ 590 million loan portfolio in Bangladesh and also extended it operations in 09 countries through ASA International in Asia and Africa region covering more than 1 million clients with $ 120 million portfolio as on September-2011.

He have 32 years of experience on microfinance in ASA- Bangladesh plus Asia and Africa. Mr. Haque is specialized on Institutional capacity building, field of Micro Credit operations, product development, and program monitoring, partnership and system development. He was Ex –Chairperson of national networking organization “Credit and Development Forum (CDF)”.He has obtained post graduation degree in social science in the year 1978 from University of Chittagong and higher degree from Denmark.

Tim Hasset, Vice President - Microfinance, KIVA, USA

Timothy Hassett is Kiva's Vice President of Microfinance. Prior to joining Kiva, Tim spent over 20 years working in commercial and investment banking in the United States and Europe. His most recent job in banking was as the co-head of Corporate and Investment Banking Credit for a large European Bank. Immediately prior to joining Kiva, Tim worked with the World Resources Institute as a Senior Fellow focused on renewable energy. Tim began his banking career after obtaining an MBA from Columbia University and recently earned an MPA from Harvard's Kennedy School of Government.


Anne Hastings, CEO, Fonkoze Financial Services, HAITI

Anne Hastings has been directing Fonkoze - Haiti's largest microfinance institution - since May 1996. The institution now has 42 branches, with over 200,000 clients, more than 45,000 of whom have loans. In July 2004, Fonkoze spun off its financial services component to form Fonkoze Financial Services. Anne has been serving on the board of that institution and in September 2009 was named CEO. In 2008, Anne was honored at the United Nations to celebrate her commitment to the elimination of extreme poverty and hunger. This year she was named Social Entrepreneur of 2010 for Latin America by the Schwab Foundation. Anne holds a PhD from the University of Virginia and an Honorary Doctorate in Business Leadership from Duquesne University.


John Hatch, Founder, FINCA, USA

John Hatch is the founder of FINCA, with microcredit programs in 21 countries and over 1.5 million low-income families assisted since its inception in 1984. John is also known as the father of “village banking”, a group loan methodology no replicated by over 800 microcredit programs in 60 countries. John's economic development career spans 48 years. During that time he was a Peace Corp volunteer in Colombia (1962-4) and regional director in Peru (1965-7), a Fulbright scholar and economist (PhD Univ. Wisconsin, 1973), and a consultant to small farmer development projects in some 50 countries (1973-83). In addition to his management duties at FINCA, from 1996 to 2006 John Directed field research by summer interns armed with Palm Pilots who interviewed 3,000 clients per year to document their poverty levels, business profitability, and rising living standards. John also continues to serve as co-founder and executive committee member of the Microcredit Summit Campaign to reach 175 million of the world's poorest mothers with self-employment loans by the year 2015. Before and after his retirement from FINCA in 2007, John has given microcredit workshops at U.S. universities and colleges (GWU, BYU, JHU, UNC, USC, Baylor, Monterrey, Hope, Kalamazoo, West-minister, etc.) as well as abroad (UAM, Madrid). He now lives in Santa Fe, New Mexico, where in addition to visiting his eleven grandchildren he pursues a lifelong interest in watercolor painting, is working on a historical novel, continues his public speaking and fundraising activities, visits FINCA programs, and actively campaigns for an end to global poverty by the year 2025.


Laurn Hendricks, Executive Director, Access Africa, CARE USA,

Lauren Hendricks is the Executive Director of the CARE USA Access Africa initiative. Access Africa aims to reach 30 million people in sub-Saharan Africa with access to a basic suite of financial services (savings, credit, insurance and remittances) within the next decade. Ms. Hendricks currently serves on the Board of Directors and Investment Committee for MicroVest, a capital management firm investing in microfinance institutions. She also chairs the board of the Access Africa Fund, a specialized investment fund managed by MicroVest, providing debt and equity investments in African MFI's. She is the former board chair of The SEEP Network. Ms. Hendricks has over 15 years of experience evaluating, designing and promoting the development of microfinance programs worldwide.


Dr. Mahabub Hossain, Executive Director, BRAC and BRAC International, Bangladesh

Dr. Hossain is Executive Director of BRAC and BRAC International and is an internationally renowned development economist. Prior to joining BRAC, Dr. Hossain was the Head of the Social Sciences Division and led the Rainfed Ecosystems Programme of the International Rice Research Institute in the Philippines. He was the Director General of Bangladesh Institute of Development Studies (BIDS) from 1989 to 1992. Dr. Hossain is known for his substantial contributions to research on development economics and agriculture policy in South and Southeast Asia. Dr. Hossain obtained his Masters in Economics in 1969 from Dhaka University and his PhD in Economics in 1977 from Cambridge University, UK. Throughout his distinguished career, he has authored/co-authored eleven books and research monographs and contributed more than 140 papers in refereed journals and edited books. In 1985 he was awarded the first Gold Medal from the Bangladesh Agricultural Economist Association in recognition of his outstanding contribution to understanding the operation of Bangladesh’s rural economy.

Qazi Amzat Isa, CEO, Pakistan Poverty Alleviation Fund (PPAF), Pakistan
Mr. Isa has 25 years experience in development. He is currently the CEO of the Pakistan Poverty Alleviation Fund. Prior to this he was with the World Bank working in the rural and social sectors. His last posting was in Kabul where he managed the largest community driven development program in the Bank's portfolio as well as initiated a nationwide rural enterprise development program. Before that he was head of an NGO in his native Balochistan.

Elizabeth Israel, President & CEO, Green Microfinance, USA

Elizabeth Israel co-founded GreenMicrofinance in 2002. She oversees a team of highly dedicated individuals who are passionately committed to pursuing their mission of poverty alleviation and environmental sustainability. For 32 years, Elizabeth has worked in community-based economic development. For 7 years, she lived in rural communities with her family while serving in the Commonwealth of Dominica and in Nepal under the United Methodist Church. During her many years living among the poor, Elizabeth experienced daily the impacts of deforestation, smoke-filled kitchens, impure water, lack of water, energy-poverty and the economic effect these conditions had on their lives. From these experiences, along with a diverse career in microfinance, emerged the seeds for GreenMicrofinance, an organization that merges microfinance and the environment.

Stéphanie Kpenou, Advocacy Officer, L'Association pour le droit à l'initiative économique (ADIE), France
After a master's research degree in international economic law from the Sorbonne Law School, Stephanie Kpenou worked at the French Treasury and the Mexican Ministry of Energy. Since then, she worked  three years at ADIE as an advocacy officer.

María Jesús Pérez, Director of the Research and Social Innovation Department, Fundación CODESPA, Madrid, Spain

María Jesús coordinates and manages the Research and Social Innovation Team, in which she specializes in microfinance, social performance and development projects with companies. She holds a Bachelor in Economic and Entrepreneurial Sciences and a Master’s in Development and Project Planning from Bradford University (Great Britain). She was in charge of CODESPA in El Salvador and in Palestine where she specialized in the area of microfinance and projects of productive development. As a consultant, she worked for Business Consulting Arthur Andersen.


Patrick Kelley, Director of International Housing Finance, Habitat for Humanity, USA

Patrick Kelley serves as Director of International Housing Finance for Habitat for Humanity International. He leads HFHI's initiative to develop sustainable housing solutions at scale through social entrepreneurship and financial innovation. Prior to working with Habitat, Patrick served as Managing Director of URWEGO (Opportunity Bank Rwanda) and Turame Community Finance Co. (Burundi). Patrick is a CPA with experience in the financial service sector, and holds a Masters in Public Policy from Princeton University.


Mohammed Khaled, Regional representative for Middle East North Africa Region, CGAP, Palestinian Territory

Based in Ramallah Palestine, Mohammed works to deepen CGAP’s engagement in the MENA region, collaborating with regional partners on issues such as technology, policy, and funding for microfinance. Mohammed has over 27 years of experience in developing and managing innovative projects that empower women and the poor. Beginning as a practitioner in 1994, Mohammed has been playing different roles in MENA microfinance sector such as founding CEO of FATEN in Palestine, founding CEO and senior trainer of Sanabel, the Microfinance Network of the Arab Countries. He has also been working as a consultant and an advisor for several donors in the region including the Rockdale Foundation, Grameen Foundation/U.S. (later Grameen-Jameel), AGFUND and UNDP. Mohammed speaks Arabic and English.


Makanda Kioko, Global Product Leader for Microfinance, Access to Finance Advisory, International Finance Corportion (IFC), Kenya

Ms. Kioko is Global Product Leader for Microfinance, Access to Finance Advisory, IFC. Her role includes managing multi-country facilities with global microfinance networks and development partners. She also leads the implementation of new products in risk management, deposit mobilization and industry benchmarking, and serves as a technical specialist in the design of several capacity building projects. Having joined IFC's microfinance group in 2000, Ms. Kioko has served as investment or portfolio officer for several investees in Eastern Europe, Central Asia, Africa and Latin America. Previously, Ms. Kioko worked as micro-credit/small business development officer for UNDP/UNIDO in Kenya. She is a graduate of Johns Hopkins University SAIS and the University of Nairobi.

Antonique Koning, Microfinance Specialist, The World Bank - CGAP, Belgium 
As a member of CGAP's Donors & Investors Team, Antonique works closely with donors and investors to help them improve the quality of their funding for microfinance. She focuses on issues related to responsible finance and is a member of the Social Performance Task Force Steering Committee. Antonique also coordinates CGAP's regional representatives in Africa, Asia and Eastern Europe, and Central Asia. In the past five years she coordinated the European Union/African, Caribbean, Pacific States Microfinance Framework Program —a capacity-building program for microfinance actors in sub-Saharan Africa, the Caribbean, and the Pacific. Before joining CGAP, she worked with the World Savings Banks Institute. Antonique has a master’s degree in international trade management and policy from the University of Birmingham and a master's degree in applied economics from the Katholieke Universiteit Leuven. She speaks English, Spanish, French, and Dutch.
Stéphanie Kpenou, Advocacy Officer, L'Association pour le droit à l'initiative économique (ADIE), France
After a master's research degree in international economic law at the Sorbonne Law School, Stéphanie Kpenou worked at the French Treasury and the Mexican Ministry of Energy. Three years ago she began working at Adie as an advocacy officer.
Joanna Kuebler, Director, Global Campaign for Education, RESULTS, USA

Joanna Kuebler is the U.S. director of the Global Campaign for Education (GCE-US) where she leads a coalition of more than 30 teacher unions, faith-based organizations, think tanks, and NGOs working to advance Education for All. Prior to joining GCE-US, Kuebler spent a decade in public service, in both communications and policy fields. She was the communications director for U.S. Senator Sherrod Brown, a leading Congressional advocate for global fair trade issues as well as domestic and global health policies. She served as the communications director for Brown's successful 2006 Senate Campaign in Ohio and served as his press secretary in the U.S. House of Representatives. A native of Los Angeles, California, Kuebler is a graduate of Millersville University in Pennsylvania.

Carolina Laureti, Fellow, Center for European Research in Microfinance (CERMi), Belguim
Carolina Laureti is research fellow at the Centre for European Research in Microfinance (CERMi), her PhD is jointly supported by the Université Libre de Bruxelles and Université de Mons, in Belgium. In the past, she got a master in economics from the University of Rome La Sapienza, in Italy, and worked as economist both in developed and developing countries, including post-conflict environments. Since 2008, her main interest is microfinance.

Cécile Lapenu, Executive Director, CERISE, France

Cécile Lapenu, a citizen of France, is the executive director of CERISE, a microfinance knowledge exchange network ( CERISE has developed tools and organized studies and seminars on Social performance and impact, Rural and agricultural finance, and Governance in microfinance. Cécile Lapenu is member of the steering committee of the Social Performance Task Force and deputy chair-woman of the Board of the European microfinance platform (e-MFP). Before joining CERISE in January 2001, Cécile Lapenu was a post-doctoral fellow at IFPRI (International Food Policy Research Institute, Washington DC, USA). From 1993 to 1997, she worked as a researcher at the Centre de Coopération Internationale en Recherche Agronomique pour le Développement (CIRAD), mainly in Indonesia.


Richard Leftley, President & CEO, MicroEnsure, UK

Richard joined Opportunity International in 2002 from Benfield Greig, the worlds leading reinsurance intermediary, where he worked as a reinsurance broker responsible for Africa and parts of Asia. Richard pioneered the introduction of insurance products within Opportunity which lead to the establishment of MicroEnsure in 2005. As a leading insurance intermediary for the poor, MicroEnsure provides life, health and weather index insurance to millions in Africa and Asia. In October 2007 MicroEnsure was awarded a $24.3m grant from the Gates Foundation. MicroEnsure serves as an insurance intermediary working with 66 MFI's, NGO's, faith groups and mobile companies. Richard also serves on the steering committee of the ILO “Micro Insurance Innovation Fund” a $35m fund provided by the Gates Foundation.

Matern Leijon, Executive Director, Microfinance Information Exchange (MIX), USA

Marten Leijon became MIX’s Executive Director in September 2009. He has many years of experience in leading advisory, information and research businesses, with a primary focus on financial services. His experience stems primarily from the financial services of the Corporate Executive Board (CEB)and McKinsey &Company’s Financial Institutions Group. He also has extensive experience in strategy, operations and analytics across a broad range of banking and insurance businesses. Marten holds an M.S. in Financial Economics and Finance from the Stockholm School of Economics.

Anne Leymat, Livelihoods Technical Advisor, Handicap International
Anne Leymat is a microfinance and disability specialist. She has worked for the African Development Bank, Foundation Energies for the World and Handicap International. She has held various field positions for Handicap International in Kenya and Central Africa Republic where she implemented livelihoods projects for persons with disabilities, with a major focus on access to microfinance services. Currently, she is the Technical Advisor on livelihoods for Handicap International headquarters. She supervises economic development projects in a dozen of countries in Africa, Middle East, Asia and Central America. She coordinated a study on access to microfinance services for person with disabilities. Anne is graduated from a MBA and a Master in development and international cooperation from the University Paris 1 Pantheon Sorbonne.

Bill Maddocks, SMDP Coordinator, Carsey Institute, University of New Hampshire, USA

Mr. Maddocks is Coordinator of the Sustainable Microenterprise and Development Program at the University of New Hampshire's Carsey Institute. He holds an MS Community Economic Development from New Hampshire College and a BA from Southeastern Massachusetts University. Former director of the Microenterprise and Development Institute (MDI) at the School of CED, Southern New Hampshire University (SNHU) operating training workshops in New Hampshire and Africa and professor of Organizational Management and Microenterprise Development at SNHU. Mr. Maddocks was the Executive Director and founder of the Community Economic Development Center of Southeastern Massachusetts and Affiliate Coordinator for the Working Capital microlending program. Bill has been active in peace, civil rights, environmental justice, anti-war and labor movement struggles for more than 30 years.

Mr. N K Maini, Deputy Managing Director, Small Industries Development Bank of India (SIDBI), India
Mr. N K Maini is the Deputy Managing Director of Small Industries Development Bank of India (SIDBI). A Graduate in Law, Postgraduate in International Trade & Management and a Certified Associate of Indian Institute of Banking and Finance. He started his career in the Banking Sector in 1977 with UCO Bank, then with IDBI Bank and has been Chief Executive Officer of Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), India. He has vast experience in micro credit and credit to MSMEs.

Linda Mayoux, Independent Consultant, USA

Dr Linda Mayoux has worked on gender issues in savings and credit since the 1980s. Since 1997 she has been consultant on strategies for women's empowerment through microfinance for many NGOs and donor agencies including World Bank, IFAD, DFID, ILO, UNIFEM, Aga Khan Foundation and Hivos. Since 2007 she has been global consultant for Oxfam Novib's Women's Empowerment Mainstreaming and Networking (WEMAN) programme developing a Gender Protocol for Financial Services and a community-led pictorial methodology for life and livelihood planning now used by thousands of women and men in MFIs in Asia, Africa and Latin America. She is currently developing a financially sustainable methodology combining financial literacy and market research to promote gender equality in the household as well as better financial management and product design. She is author of the IFAD Guide on gender mainstreaming in rural finance and manages the genfinance website and Yahoo group.


Calvin Miller, Senior Officer, Agribusiness and Finance, Food and Agriculture Organization of the UN (FAO), Italy

Mr. Miller is an Agricultural Economist with 30 years of experience in over 50 countries in all regions of the world in economic development, including the design, implementation and evaluation of rural and agricultural programs and policies, micro and rural finance programs, production and marketing programs, and institutional development. Prior experience spans from on-the-ground fieldwork as an agricultural economist to organizational and program management as the Country Manager of MEDA in Bolivia, and includes numerous consultancies for organizations such as the Canadian International Development Agency (CIDA), Inter-American Development Bank, World Bank, Development Alternatives and World Vision. He was Director of CARE's Economic Development Unit, which provided the overall strategic direction, leadership and technical support for 200 CARE micro and small enterprise, and agriculture and natural resource projects in over 40 countries. He was founder of and active in MicroVest, a $150 million dollar for-profit, socially responsive global microfinance fund financed by private sector investors. From 2004, Mr. Miller has worked with FAO and heads the Agribusiness and Finance Group, AGS Division within the Department of Agriculture and Consumer Protection Department of working with policy and sector development in rural finance with governments, development agencies and field projects. His works in finance includes risk management, value chain finance and guarantee funds for agriculture and agribusiness. He is the author of the recent book on Agricultural Value Chain Finance: Tools and Lessons and recent publication on Agricultural Investment Funds for Developing Countries and other publications.


Aldo Moauro, Executive Director, MicroFinanza Rating, Italy

Mr. Moauro is a financial economist and a founder member of MicroFinanza Rating. He is a microfinance specialist with fifteen years experience in the field. Before founding MicroFinanza Rating, Mr. Moauro has worked for 4 years as microfinance portfolio manager of an Italian financial consortium with social mission. His knowledge and experience has been shared in several areas, with specific focus on rating of microfinance institutions (150 rating missions carried out in the 4 continents), program evaluation, institutional assessment, technical assistance and consultancies, financial and strategic planning, project management, in diverse countries in Europe, Latin America, the Middle East and Africa


Jose Monedero, Chief of the Microfinance Department, Multilateral and Sectorial Cooperation Administration of AECID, Spain

He holds the position of Chief of the Microfinance Department at the Multilateral and Sectorial Cooperation Administration of AECID, whose main commitment is the management of Microcredit Allotment Funds. His training is in Economic Engineering (He is a Telecommunications Engineer and holds a degree in Economics as well as an MBA from the I.E). He worked for more than ten years in projects for developing countries commissioned by diverse specialized UN agencies (UNPD, UIT, World Bank, World Trade Organization).


Jenny Morgan, Director, Association Development Community of Practice

Jenny is currently the Director of SEEP’s Association Development Community of Practice where she oversees initiatives that support microfinance associations. During the past four years at SEEP, Jenny managed a portfolio of five associations in the Latin America and MENA regions during the Citi Network Strengthening Program (2007 -2010), which strengthened the operational, technical, and financial capacities of 12 national and regional microfinance associations as a means to promote growth and development of local microfinance industries. She also managed the Global Capacity Building Program for Microfinance Networks, funded by the Ford Foundation (2007 - 2009), which developed innovative tools for associations and provided technical assistance to strengthen them. Jenny joined SEEP from the domestic microfinance sector, where she ran a financial education and business counseling program for microfinance clients at ACCION New York’s OnTRAC (Training, Resource and Advising Center). She received her Masters in Public Administration with a focus on nonprofit management from New York University, and her BA in International Studies from Middlebury College.


Lamiya Morshed, Executive Director, Yunus Centre, Bangladesh

Lamiya Morshed has been working for Grameen over 17 years. For 12 years, she was the Director of Development of Grameen Trust, which implements and supports micro finance projects worldwide. She is the Executive Director of Grameen Healthcare Trust, which was established with goal of helping to develop the health sector in Bangladesh. She is also the Executive Director of the Yunus Centre, which serves as a hub and international point of contact for social business concept and practice, and coordinates programs of exposure to existing social businesses in Bangladesh.


David Myhre, Consultant, Canada

Through his research, writing and advocacy, David works to increase access to financial services for the poor, especially among migrant populations. As a grantmaker for Development Finance in the Ford Foundation's Office for Mexico and Central America from 2001 to 2008, he supported initiatives to increase the ability of people to better control their financial futures and backed national and regional microfinance networks' efforts to raise their capacities to build inclusive financial systems. During 2008-2010 he was Director of Microfinance at the MasterCard Foundation, where he helped launch its grantmaking in Africa. In fall 2010, he began consulting on migration and development and financial inclusion, focusing on Latin America. David has a Master's in Development Sociology from Cornell University.


Maria NowakPresident, L'Association pour le droit à l'initiative économique (ADIE), France

Maria Nowak is a graduate of the "Institut des Etudes Politiques", Paris (1956) and the London School of Economics (1959). She has pursued a career in the development field working for the "Agence Française de Développement" (AFD). As a delegate to the World Bank in Washington, in 1991, she participated in the development of microlending programmes in Central Europe, while also initiating a similar programme in France through the "Association pour le Droit à l'Initiative Economique" (ADIE) (Association for the Right to Economic Initiative), an association she founded in 1989 and of which she voluntarily serves as chairwoman.

Between 2000 and 2002, she was a Special Adviser to Laurent Fabius, Minister of the Economy, Finance and Industry. She is author of "La Banquière de l'espoir" – The Banker of Hope (Albin Michel 1994). In 2005 she published "On ne prête (pas) qu'aux riches" - Lending (not only) to the rich (JC Lattès).She received the "Human Rights Award" from readers of the newspapers "La Croix" and "Liberté de Fribourg" for her work in favour of "solidarity lending" in France. She is also Chevalier of the Order of Merit (1994) and Chevalier of the Legion of Honour (1998). In September 2005 she was awarded the "CajaGranada International Cooperation Prize 2004", in recognition of her work as a defender and promoter of microcredit as a tool to fight poverty and to facilitate social inclusion in Europe.


Lynne Patterson, Co-Founder and Co-Director, Pro Mujer, USA

Lynne Randolph Patterson spent the first part of her career in the United States promoting educational programs for low-income families and children. She worked as a teacher and administrator in the New York City and Port Washington, Long Island public school systems. In 1990, she moved with her family to Bolivia where she joined forces with Carmen Velasco to develop training programs for women receiving donated food. Lynne and Carmen developed an inclusive, comprehensive program based on what the women insisted were their primary needs. The training programs in business and child development and health and family planning eventually led to the founding of Pro Mujer. Lynne has degrees in Government (B.A., Principia College); Education (M.A., Teachers College, Columbia University); American History (M.A., New York University) and Educational Administration (Ed.D., New York University).


Beth Porter, Policy Advisor, Financial Inclusion, United Nations Capital Development Fund (UNCDF), USA

Ms. Beth Porter has over twenty years of experience in microfinance and organizational development in 30 countries in Africa, Asia and Latin America. Ms. Porter is Policy Advisor, Financial Inclusion, at UNCDF where she provides policy guidance and supports the UN's Special Advocate for Inclusive Finance, HRH Princess Máxima of the Netherlands. She previously launched and directed the YFS-Link initiative at Making Cents International to build the capabilities of financial services providers and youth-serving organizations in youth-inclusive financial services. At Freedom from Hunger, Ms. Porter led program strategy and managed delivery of integrated microfinance services to 1.2 million women and their families in 16 countries. Ms. Porter has provided technical assistance and training in strategic and business planning, product design, and organizational effectiveness and operational efficiency, and is experienced in program appraisal, design and evaluation. Ms. Porter is on the boards of the SEEP Network, the Bolivian MFI CRECER, the SMART Campaign in Microfinance, and the YFS-Link initiative.


Felipe Portocarrero, Microfinance Specialist Consultant, International Finance Corporation (IFC), Peru

Felipe Portocarrero completed undergraduate studies in Sociology at San Marcos University in Lima - Peru and graduate studies in Germany (Frankfurt University) and France (Ecole des Hautes Etudes en Sciences Sociales - Paris), where he obtained a Ph. D. in the field. He has been lecturer at various universities in Peru (San Marcos, Catolica, Pacifico, ESAN) and was granted a post-doctoral fellowship by the Alexander von Humboldt Foundation to conduct a research project at the Free University of Berlin. Since the mid 80's Felipe has specialized in microfinance, working in different projects with GTZ, IDB, IFC, USAID, CAF, WB to support MFIs in Peru (Cajas Municipales, Cajas Rurales, Edpymes and Financieras) and in other countries in Latin America and the Caribbean. He has published books and numerous articles on microfinance. Felipe is now Microfinance Specialist for International Finance Corporation Advisory Services, based in Lima, Peru.


Beth Rhyne, Managing Director, Center for Financial Inclusion at Accion, USA

Elisabeth Rhyne is a co-creator of the Smart Campaign for client protection in microfinance. As senior vice president of ACCION International from 2000-2008, Ms. Rhyne led ACCION's initial entry into Africa and India and directed the organization's research efforts to develop new financial products and managed ACCION's publications and educational activities. Ms. Rhyne has published numerous articles and five books on microfinance, including Mainstreaming Microfinance: How Lending to the Poor Began, Grew and Came of Age in Bolivia (Kumarian Press, 2001). She was also co-editor of The New World of Microenterprise Finance (Kumarian, 1994), which provided the introduction to microfinance for many of the field's current professionals. Her most recent book, Microfinance for Bankers and Investors, was published by McGraw-Hill in 2009.Ms. Rhyne was director of the Office of Microenterprise Development at the U.S. Agency for International Development (USAID) from 1994 to 1998, where she developed and led USAID's Microenterprise Initiative. Ms. Rhyne's experience includes eight years living in Kenya and Mozambique, consulting on microfinance policy and operations for governments, international organizations, and microfinance institutions. Ms. Rhyne holds a master's degree and Ph.D. in public policy from Harvard University. She earned a bachelor's degree in history and humanities from Stanford University.


Peg Ross, Director, Human Capital Center, Grameen Foundation, USA

Peg Ross joined Grameen Foundation in August 2008 as director of the Human Capital Center (HCC). The HCC helps anti-poverty focused financial institutions across the globe strengthen their people practices and align them with overall business strategy, to achieve more sustainable growth and reach greater numbers of the world's poorest people. Peg has over 30 years of experience in human resources and organization development. The majority of her professional career has been in the private sector, where she held HR leadership positions in the real estate, legal, financial, and distribution industries. Peg received her M.S. in Organization Development with high dean's honors from Loyola University of Chicago, and a B.A. in Cultural Anthropology from the University of Illinois, Urbana-Champaign. She is a certified Senior Professional in Human Resources.


Zina Sanyoura, Investment Manager, BlueOrchard Investments SARL, Switzerland

Zina joined Blue Orchard Investments in February 2010. Prior to that, Zina worked with the Financial Markets division at the IFC in Washington DC where she led the execution of a range of debt and equity investments in financial institutions in Central Asia, Eastern Europe, the Middle East, and Sub-Saharan Africa. At the IFC, Zina focused on the microfinance sector, working on multiple microfinance greenfielding projects mainly in North and Sub-Saharan Africa. Prior to that, Zina worked in the corporate banking division of Banque Audi SAL, a leading commercial bank based out of Beirut, serving the Middle East. Zina holds an MBA from IMD in Lausanne, is a Chartered Financial Analyst (CFA), and is fluent in Arabic, English, and French.
Rupert Scofield, CEO, FINCA International, USA
Rupert Scofield is president and CEO of FINCA International. Under his leadership, FINCA has grown to more than 850,000 clients and has a loan portfolio of more than $450 million. An agricultural economist, Mr. Scofield has 30 years’ experience as a social entrepreneur in Africa, Latin America, Eurasia, and the Middle East. He has a B.A. from Brown University and an M.A. in agricultural economics and public administration from the University of Wisconsin. In addition, Scofield recently published a book for aspiring social entrepreneurs, titled "The Social Entrepreneur's Handbook".
Sachi Shenoy, Executive Director, Upaya Social Ventures, USA
Sachi is Executive Director of Upaya, a new organization developing enterprise solutions – leading with job creation – for the ultra poor. She served as Director, Global Programs at Unitus, and worked at SKS Microfinance, JP Morgan, and Price Waterhouse. Sachi holds a BA/MBA with Honors from the University of Chicago.

Anton Simanowitz, Founder, Imp-Act Consortium, USA

Anton Simanowitz has worked in microfinance for 15 years. He was founder and for five years Director of the Imp-Act Consortium ( that supports and promotes the increased effectiveness of microfinance organizations in achieving their social goals through the management of social performance. The Consortium’s Practice Guide, Putting the ‘Social’ into Performance Management has been downloaded more than 40,000 times since its launch in December 2008

Anton’s work has also included providing long-term direct support to microfinance institutions in South Africa and Malawi; advisory work and training for international organizations such as Oikocredit, Vision Fund, and Coutts Bank; and research on issues including over-indebtedness and the impact of technology on the financial management of poor households.

Frances Sinha, Director, EDA Rural Systems, India

Frances Sinha is a graduate from Oxford University and the London School of Economics. Since graduation she has lived and worked in India for the past 25 years, leading the research team of EDA Rural Systems Pvt Ltd (of which she is co-founder Director) and contributing to the development of the specialist rating agency, Micro-Credit Ratings International (M-CRIL), an associate company of EDA.

Frances has led teams for sector studies, impact assessment and market research for microfinance and enterprise development, with a focus on poverty analysis, gender issues, and practical reporting – throughout India, also in Bangladesh, Myanmar, Nepal and Tajikistan.

In the past five years, she has been closely involved with pioneering initiatives around social performance in microfinance, including
- the development of a methodology for the social rating methodology of MFIs, and more recently a rating of Microfinance Investment Vehicles, with the M-CRIL team. (M-CRIL has now undertaken over 60 social ratings and social performance assessments in 14 countries in S Asia, SE Asia and Africa; and four pilot MIV ratings);
- training and action research in social performance management, with the Imp-Act consortium,
- implementing tools for poverty assessment, and
- supporting MFIs in social performance reporting.

Her recent research is published as ‘Microfinance Self Help Groups in India – Living up to their Promise? (co-authored with Ajay Tankha, K Raja Reddy and Malcolm Harper), Practical Action Publishing, 2009.

Sanjay Sinha, Managing Director, M-CRIL, India

Sanjay Sinha is Managing Director of Micro-Credit Ratings International Limited (M-CRIL) - a company that undertakes financial and social ratings of microfinance institutions (MFIs) and provides research and other services designed to promote the flow of investments into microfinance and microinsurance. He has knowledge and experience of over two dozen countries and over 30 years of economic and development research experience. He has specialized in the analysis of value chains of relevance to the livelihoods of poor people and microenterprise promotion in addition to microfinance. M-CRIL also engaged in a pioneering programme to assess the performance of private schools aimed at the low income market in developing countries. Sanjay Sinha has an M.Phil in Economics from Oxford University, UK.


Lara Storm, Director, Youth-Inclusive Financial Services, Making Cents International, USA

Lara is an experienced microfinance practitioner with over 10 years of professional experience including monitoring and evaluation of microfinance institutions, market research, and new products, including the development of financial services for youth in Bolivia. As Making Cents International's Director of the Youth-Inclusive Financial Services Linkage Program (YFS-Link), she is responsible for moving forward the program's vision, leadership, planning and implementation. Prior to joining Making Cents, Lara managed youth-centered initiatives at Pro Mujer and supported strategic planning, documentation of best practices and collaborated between staff across five Latin American countries to share learning and address common challenges. Lara also served as microfinance accreditation specialist at Catholic Relief Services, was a sovereign and structured finance analyst at Fitch and has consulted with Women's World Banking, the World Bank and PlaNet Rating.

Godfrey Supka, Global Business Development Manager, Fern Software, UAE
Godfrey Supka is Fern Software’s Global Business Development Manager, based in Dubai. He has over 20 years experience in microfinance and banking information systems. Fern Software has clients in over 30 countries and markets Abacus OneWorld, the highest rated microfinance information system reviewed by both CGAP and Accenture.
Krishna Suresh, Managing Director, Grameen Financial Services P. Ltd., India
Mr. Suresh is the Managing Director of Grameen Financial Services P. Ltd., GFSPL a microfinance institution working in the state of Karnataka, Maharastra and Tamilnadu in India. Mr. Suresh has experience in teaching, has founded and run small business enterprices in computer educaiton, industrial safety products, tourism etc., GFSPL is the only certified MFI in India for Progress out of Poverty Index (PPI).  Currently Mr. Suresh serves on the board of Sa-dhan a national MFI Association, MFIN a national network of NBFC MFI's and AKMi a state level MFI association in Karnataka. He also serves on the Management committee of Fedaration of Karnataka Chamber of Commerce and Industry and is chairing the Microfinance and financial inclusion committee at FKCCI.  Mr. Suresh is the chairman of Microfinance Focus an online portal and only popular microfinance focused international publication from India. Microfinance Focus is also the media partner for this microcredit summit 2011 at spain. Apart from microfinance, he takes keen interest in microhousing, financial literacy, water and sanitation, client education, waste management, livelihoods for poor and organic & modern farming.

Ousmane Thiongane, Chairman, African Microfinance Network (AFMIN), Benin

Ousmane Thiongane is from Senegal and holds academic degrees (both graduate and post-graduate) in company and organizational management. He worked as a senior officer in the private sector and worked in the microfinance industry for more than 15 years. Today, he is the Director-General of a microfinance network that works in 10 out of Senegal’s 14 regions. Mr. Thiongane has a solid background in microfinance, with field experience in site visits and evaluation of microfinance programs in several West-African countries (Guinea, The Gambia, Sierra Leone, Liberia, etc.) He is also the founder and is a member of Association Professionnelle des Systèmes Financiers in Senegal, as well as the chairperson of AFMIN (African Microfinance Network).
William Van Dyke, Citi Country Officer, Citi, Spain
William Van Dyke was appointed CCO for Spain on Dec. 4 2009. In addition to the CCO role, Bill is a board member of the Spanish Banking Association and a board member of the American Business Council. Bill is Business SCO (Senior Credit Officer) for Iberia (Spain and Portugal). Williams maintains Banker responsibility for Repsol (main oil company in Spain), Gas Natural (main Gas Company in Spain), Iberia (airline), 3 industrial clients and Public Sector names.

Arnaud Ventura, Co-Founder and Deputy Chairman, PlaNet Finance, France

Arnaud Ventura is currently Vice-President of PlaNet Finance and CEO of MicrCred, an international holding company which creates and manages a network of banks and non-bank financial institutions dedicated to microfinance. Arnaud co-founded and was the first CEO of PlaNet Finance, an international non-profit dedicated to the development of microfinance.
Agustín Vitórica, Founder and CEO, Ambers&Co

Mr. Vitórica has worked in financial investments for the last twelve years. He is founder and CEO of Spain's leading impact-investing company Ambers&Co Capital Microfinanzas. Previously, Mr. Vitórica was CEO of a large family office very active in direct private equity investments. As an investor, he has served as board member of several companies and foundations. Mr. Vitórica also served as managing director of the New Business and Corporate Development Division of Grupo Zeta, as a strategy consultant at Accenture and as auditor at Deloitte.Mr. Vitórica is currently a doctoral researcher on the impact of technology in microfinance institutions. He holds an MBA from Kellogg School of Management (Northwestern University) and a first degree in Business Administration.


Reynold O. Walter, President, Regional Commission on Micropensions REDCAMIF and President of the Technical Committee on Micropension Projects in Central America, Guatemala

Reynold O. Walter received a degree in advanced studies in mathematics and university education at the University of San Carlos Guatemala and went on to become a Guatemalan civil engineer. He is the founder of the Central American Microfinance Network, the Guatemala Microfinance Network and the Latin American and Caribbean Forum of Rural Finance. Currently, he serves as a member of the Global Advisory Committee for the 2011 Global Microcredit Summit Campaign. He also serves as the President of the Project for Micropensions in Central America and is the Executive Director of FAFIDES Foundation in Guatemala.


Leah Wardle, Deputy Director, Social Performance Task Force, USA

Leah Wardle is a social performance management consultant. She is currently the Deputy Director of the Social Performance Task Force, and a Tool Development Specialist for the Smart Campaign at ACCION’s Center for Financial Inclusion. Prior to consulting, Ms. Wardle was the Director of Social Performance Management for Haiti’s largest microfinance institution, Fonkoze. In this role, she led a staff of fourteen in monitoring Fonkoze’s social performance and developing products and services for poor women living in rural Haiti. Ms. Wardle holds Bachelor’s degrees in English and Sociology from the University of Notre Dame and Master’s degrees in Public Policy and Latin American Studies from the University of Texas at Austin. She speaks Spanish and Haitian Creole.


Chuck Waterfield, CEO & President, MF Transparency, USA

Chuck Waterfield has 25 years experience in microfinance, with a mixture of practical field experience (six years starting MFIs in both Haiti and Bolivia) and experience leading network strategy development (serving as microenterprise director for both MEDA and for CARE International). He developed Microfin, the most popular financial planning software in the microfinance industry and teaches business planning courses around the world, with more than 3,000 microfinance professionals having been trained in his courses. His current work as an independent consultant includes clients across the industry. Currently on faculty of Columbia University School of International and Public Affairs, he was formerly on the faculty of the Boulder Microfinance Training Program for ten years and Southern New Hampshire University's Microenterprise Development Institute for eight years. In addition to Microfin, he has a broad range of products and publications including the SEEP FRAME Tool, the CARE Credit and Savings Sourcebook, and CGAP Handbook on Management Information Systems. In 2008, he founded MicroFinance Transparency and works as the CEO and President.

Graham A.N. Wright, Program Director, Microsave, India

Graham A.N. Wright has had a career of nearly two and a half decades across Asia and Africa and pioneered much of the core of the market-led approach used by MicroSave. He has authored over a large number of papers, briefing notes and training materials on microfinance, savings and m-banking.

Warner Woodworth, Professor of Social Entrepreneurship, Brigham Young University, USA

Warner Woodworth is an activist and global change agent building microcredit projects and social enterprises around the globe. He has been involed in designing and implementing nearly fifty projects to build civil society and reduce poverty, and 28 have become NGOs that operate in 31 countries. In 2009 alone he and others collectively raised some $47 million in donations and investment capital, trained over 540,000 poor women, and grew their microentrepreneur base to over 8.1 million clients. Warner is a founder of Unitus, Enterprise Mentors, Help International, and other organizations. Formally, a Social Entrepreneur and Professor of Organizational Leadership and Strategy at Brigham Young University in Provo, Utah, Professor Woodworth has published more than a hundred articles, 10 books, and presented over 200 research papers, many on microcredit.


Muhammad Yunus, Founder, Grameen Bank, Bangladesh

Nobel Peace Prize laureate Professor Muhammad Yunus, founder and former managing director of Grameen Bank, has been instrumental in lifting people worldwide out of poverty with the pioneering use of microcredit - supporting income generating activities by lending small amounts without collateral to the poor. Since it’s inception in 1983, Grameen Bank has grown to serve more than 8.3 million borrowers, 97% of whom are women, and has lent over $8.26 billion with a near 100% repayment rate.

Professor Yunus has founded several other companies in Bangladesh to abate poverty and aid development, including mobile phone services, energy, education and health care. He is also the founder of Grameen Trust, which extends the Grameen microcredit system all over the world. More recently, he has been promoting the idea of social business, a non-loss, non-dividend company with a social objective, as the missing link in capitalism. His latest book, Building Social Business, discusses how leading corporations including BASF, Intel, Danone, Veolia, and Adidas, have begun to extend the social mission of their businesses and shift away from the traditional profit-maximizing model. In Asia, Latin America, Europe and the United States, entrepreneurs and social activists are also increasingly adopting this practice to combat social problems.

Together with Grameen Bank, Professor Yunus was awarded the 2006 Nobel Peace Prize for his efforts to create economic and social development, the first Bangladeshi and the third Bengali to be so honored. He has won a number of other awards, including the Ramon Magsaysay Award, World Food Prize and Sydney Peace Prize. In his home country, he has received the President's Award, Central Bank Award and Independence Day Award, the highest national award.

Professor Yunus is also the recipient of two of the highest civilian award in the USA, the Presidential Medal of Freedom and the Congressional Gold Medal.


Roshaneh Zafar, Managing Director, Kashf Foundation, Pakistan

Ms. Roshaneh Zafar is the Founder and Managing Director of Kashf Foundation, Chair of Kashf Holdings and Founder Kashf Microfinance Bank Limited. She received her BSc in Finance and Economics from the University of Pennsylvania and a Masters in International Development Economics from Yale University. Ms. Zafar worked as a WID/Community Participation Specialist at the UNDP and the World Bank. In 1993, at a conference on Women and Economic Development, she found herself discussing the idea of starting a microfinance organization in Pakistan with Muhammad Yunus, and in 1996, she founded Kashf. In 2002, Kashf Foundation was awarded the Microfinance Excellence Award by the Grameen Foundation-USA, while in 2005 it won the AGFUND International Prize for Microcredit out of 98 countries. In 2008, Kashf ranked 34th in Forbe's top 50 MFIs of the World. Ms Zafar has also spearheaded and led the team to establish the Kashf Microfinance Bank, the first MFB in Pakistan to mobilize deposits from low income households especially women which received its license in October 2008. She is also the founding member of the Pakistan Microfinance Network and is a member on the Board of several NGOs, including Women's World Banking and is a member of the UN Advisory Group on Inclusive Financial Services, and is a member of a number of Global Agenda Councils of the World Economic Forum including the Gender Gap Council and Financial Empowerment Council. Ms. Zafar has also been awarded the Tamgha e Imtiaz in 2005, one of Pakistan's highest civilian awards, and the Vital Voices Award for Leadership 2010.